| TRAVEL
INSURANCE
Why
should travel insurance be a priority for you?
Source: reproduced courtesy of the
Australian Government's SmartTraveller
website.
For
most of us overseas travel is a wonderful experience.
Unfortunately, however, every day consular officer around
the world deal with human tragedies involving the death,
injury or hospitalisation of citizens abroad. For example,
in Australia each year the government handles over 20,000
cases involving Australians in difficulty overseas.
This includes over 700 hospitalisations, 600 deaths
and 100 evacuations of Australians to another location
for medical purposes.
In
cases where victims are not covered by travel insurance,
such personal tragedies are further compounded by a
long-term financial burden. Hospitalisation, medical
evacuations, or even the return of the deceased's remains
to Australia, can be very expensive. Daily hospitalisation
costs in Southeast Asia regularly exceed SG$1,000; return
of remains from Europe in excess of SG$10,000. The cost
of medical evacuations from the United States regularly
range from SG$75,000 to $95,000 and sometimes up to
$300,000. Medical evacuations from nearby Bali have
had costs exceed SG$60,000.
Unfortunately,
not all of these cases involved travellers covered by
travel insurance. Travellers who are not covered by
insurance are personally liable for
covering incurred medical and associated costs. As a
result, there are instances where families have been
forced to sell off assets, including their life insurance
policies or family homes, to bring loved ones back to
home for treatment.
Despite
these stark statistics, it is not our intention to discourage
you from travelling, which in almost all cases is a
very positive experience. For example, only 0.6% of
Australians travelling overseas encounter difficulty
each year.
Instead,
one of our key messages to travellers is that there
are things you can do to help reduce the likelihood
of becoming one of the more unhappy consular statistics.
With accidents or illness often unavoidable, proper
travel insurance is very important in this context.
Of course, the all-too-common occurrence of theft and
loss of personal belongings is also something all travellers
should insure against.
Exclusive
AIG Insurance promotional offer to BTI Customers
Between
now and the 31st of August, for every BTI Customer that
enrols in an AIG policy, you will receive a free
gift, while stocks last.
AIGAssist
[TM]
Every
year, more than one hundred thousand travellers rely
on AIGAssist [TM] for their travel insurance to ensure
complete peace of mind. AIGAssist [TM] provides you
and your family with comprehensive protection at most
attractive rates with 25 world class benefits, you can
be assured of comprehensive protection whenever you
travel.
Comprehensive Coverage
AIGAssist [TM] takes care of all your travel insurance
needs, from overseas medical and dental expenses, through
to a comprehensive range of insurance benefits and services
to cover the travel inconveniences you may encounter
during your trip. In addition to personal benefits,
AIGAssistTM now includes Lifestyle Assist section which
offers coverage such as your home contents (whilst travelling),
rental vehicles excess, golf equipment, pet accommodation,
and even Hole in One.
Family Advantage
AIGAssist [TM] offers complete flexibility for families
with no limit on the number of children allowed in a
family plan.
Frequent Travellers.. Great News!
Take advantage of our annual plan if you are a frequent
traveler. Our annual plans (Superior or Premier) allow
you to travel out of the country anytime, unlimited
times. What’s more? Each trip out of Singapore
can be as long as 90 days. Don’t leave home without
it, we’ve got your covered!
24-Hour Assistance Worldwide
With AIGAssist [TM], it is just a phone call away. You
can call-collect to our 24-hour emergency assistance
hotline for medical advice, referrals and any emergency
travel requirements.
So travel with AIGAssist [TM]. Enjoy
complete peace of mind whether it’s a short business
trip or a long vacation with your family.
*Call
your BTI representative now and activate your AIG Assist
Global Travel Protection plan and get a FREE GIFT upon
activation while stocks last.
This
marketing material is product information provided by
American Home Assurance Company, Singapore. It contains
only general information. The specific terms, exclusions
and conditions applicable to this insurance are described
in the Policy which will be issued upon acceptance of
the proposal form.
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